Mathew Said:

Write a brief report on the factors that led to the global financial crisis between the time period 2007?

We Answered:

Back in around 2003- 05 certain members of congress decided mortgage loan requirements that had been around for decades were no longer important so they came up with concepts that required very little to buy a home. No income, no down payment etc. Its the American dream!!!
The investing gurus saw this as an opportunity to sell the Krap that was produced by these loans by packaging them and getting rating agencies to slap A+ on them. It was not too long before the easy credit policies led to a bubble in the housing market as the demand fell and the supply was still increasing (lag as building a home takes longer than getting a loan) House prices started to go down and loans on the houses were generally more than the subsequent market values. Construction dried up, workers were let go, bills were not paid etc.
Construction was a big part of the economy. Now Congress has decided to replace that part of the economy with what is called government spending and they are awarding themselves big paychecks to make up for all the lost jobs. Its all stats. if we lose 10 jobs at 40k a year then all the government need to do is replace that 400k by salary increases or hiring a government employee.
Now the bottom line looks the same...except the government does not make a profit and we wind up paying those rascals if we can ever find the money ( a job) to pay them back.
Government needs to make the life of a small business man easier by coming up with flat type tax, lower tax rates on capital gains and ease requirements on health insurance and workers compensation.

Lena Said:

General Motors financial crisis overview research report?

We Answered:

Id say why there in it. I dont think its their products, dont base it on emissions either. Those are misconceptions. Right now there are no automotive companies seeing profit. NONE. not even toyota. The problem with GM is that they have gotten too big, their supporting too many people. GM has been about for just over 100 years, although no one had benifits when the company started, there are tones of retirees now. All of them have benfits, GM is supporting alot more people who arent contributing anything back to the company more so than any other company in the world. The shop floor is also over paid (yess I'll get flac for that but they are compared to any of the jap companies), when including benfits and retirement a shop floor employee makes 75$ an hour, thats a hell of alot more than toyota pays. Now the other problem is what happened with the banks. After they made all those crazey loans that all ballooned after the 8 years or whatever, it caused a massive problem for the banks them selves, interest rates soared and alot of people's credit was destroyed. So the government bailed them out. The idea was that they would pass the savings onto the customer, but instead Bush did put any clauses on the free money that would regulate how it was used so they just pocketed it. Now the problem is that interest rates havent gone down. Not alot of people can get loans so that means there are no cars being sold. Toyotas and hondas arent flying off the shelves for that reason either. You can directly blame this GM problem on the banking industry. further more if you wanted you can blame Bush for it too, he was the one that allowed the banks to make these bad loans that ballooned. He removed tones of regulations that were put in inorder to prevent such an event.

There you go. Thats why they're introuble. You can expand on these topics. I could write a whole book about it. but those are the key concepts. Its not about fuel efficiency or co2 emissions.

hope that helped.