Ashley Said:

How do you write a demand letter to an insurance company for an injury claim?

We Answered:

Short and sweet.

Make sure to mention their claim #, Their policy # and the date of the loss.

Send them documentation of the injury, med bills, Drs. Reports. Photos of any scars.

DO NOT demand any dollar amount and DON'T let them know that you are in a hurry, unless your claim is very minor. That only hurts you. Let them get back to you with an offer then take it from there.

Make sure you provide all your contact info including cell phone and email.

Good Luck

Paula Said:

What if someone refuses your demand letter?

We Answered:

YES!

Go straight to small claims and file a lawsuit. Then you may have to hire a professional process server to serve the company. Document everything and you will win.

Collecting on it though may be another question...

Bertha Said:

11 involved in collision. At fault has $25K coverage. I have over $25K in medbills...How write demand letter?

We Answered:

Knowing what state the accident happened in would be a huge help. I'll throw out the following info for general help.

Sorry, but you have a real mess on your hands. There is a chance that the at-fault party has $50,000 in coverage. Many policies are 25,000/50,000. The first number is the max amount any one injured person can collect and the second number is the max that will be paid no matter how many people were hurt.

The big question is do you have any health insurance or car insurance to pay your medical bills? Without one or both of those you are in a real bad situation.

Also, if you have car insurance you need to see if you have Uderinsured Motorist Bodily Injury coverage, which might come into play here.

Sending a demand letter is pretty simple, but with it you need to include copies of the medical bills and doctors reports. The insurance will need this info in order to place values on the claims. The letter should tell the company that you are ready to settle (but you should wait until you are done treating) and that you would like them to evaluate your claim and make an offer if they can. Short and sweet will do it.

Now for even more bad news. If there are a lot of injured people, the at-fault guy may not have enough coverage to pay for all the injuries in full. One of the side effects of this is his company may not be able to pay any claims for a long time. ALL the injury claims will need to be evaluated in order to see if there is enough money to properly pay all the injury claims.

If you get a chance edit your question and answer the questions I have above and I'll try to give you better answers.

Good Luck

Sonia Said:

Is there any attorney that can help me with writing a demand letter?

We Answered:

I am from Brookline, tell us exactly what you are going to court for, and we will suggest a letter for you. Do not use street talk or flowery phrases, just tell us what the problem is. Oh and if you mean problem, do not say "issue"

Darren Said:

I need tips for writing a letter demanding a rent decrease from my landlord due to market?

We Answered:

I can tell you as a landlord, that a tenant who 'demanded' anything of me would be outta there real quick. I don't need the grief of a tenant with an attitude, and I get rid of them sooner, rather than later. As well, that tenant is likely to get a lousy reference from me as he/she searches for another apartment. And just for spite? I'll rent that apartment to a new tenant at a rate lower than I was charging you. As a landlord, I'm taking a huge loss on my properties as is, yet I haven't raised the rent (and I could) in 3 yrs - even though my taxes, utilities, and insurance costs continue to skyrocket. All of my tenants are struggling in this economy. Your landlord has already budgeted for the rent amount you signed your name to. Your best choice is ask politely for a modest reduction, and without any threats. Be gracious if the landlord resists - or take on the added expense and disruption of a move.

Frederick Said:

Will writing a demand letter AFTER already filing a small claims case help me at all?

We Answered:

I think it might hurt you because the other side could use it as evidence as to how unreasonable you are. You could, perhaps, try an offer or whatever so that the other side could avoid court and court fees. It might work. Good luck!

Billie Said:

How to write a law demand letter form (CA).?

We Answered:

You can go to your local court house and they will have all the information that you need in a packet form or you can contact a local law school for that information.