Lee Said:

I would like help in writing a Decline letter for a funding Proposal?

We Answered:

The only thing you really should have to pay for in funding is the interest fee and a small application fee. Anything else is gouging.

Well, there are proper ways to be a smarta** and say it in such a way that folks have to review 2 or 3 times what you said to them and then figure out you were actually being a smarta**. There are 2 books I usually rely on:

1. Verbal Judo by George J. Thompson

2. The Gentle Art of Verbal Self-Defense by Suzette Haden Elgin

Maybe you can write something like:

Thank you for the opportunity to take a loan with your company. In this day and age of modern businesses assuming that a woman's financial intellect is inferior, it is refreshing to know that your company doesn't abide by those financial misconceptions.

While it is probably in my best interest to consider your loan, I will continue to search for one that fits my financial needs closer to where my budget lies which does not include a fee, which I personally feel is unnecessary to the financial structure of any loan with reasonable terms.

Once again, thank you for the opportunity and good luck to your future business.

Sincerely,



(Your Name)

I wouldn't include a phone number unless you feel comfortable with getting a return call and can continue to insult them without them knowing it by your tone or your words. It takes practice but, honey, it's well worth it when you can put it back at them and leave them shaking their heads.

Judith Said:

How can I write a proposal for investors?

We Answered:

Contact the Small Business Administration

Lena Said:

:: How do i pull more clients for my cleaning and janitorial service. Please Help!::?

We Answered:

Marketing for Janitorial contracts.????
1) I run a custom embroidery company and you need to create your cooperate identity. Create your logo and business name on your cooperate apparel.

2) Put the logo on your Auto

3) Make up business cards and hand them out. Every time you see someone you know hand several of them out. When you give people your business card, always give them more than one and ask them to give them to their friends/coworkers, etc.

4) The key for this kind of business is word-of-mouth. Think of some clever ways to encourage your existing clients to tell people about you. Perhaps you could start with a friend or family member to be one of your "spokesperson". I owned a convenience store for 10 years and a lot of business deals started in the checkout line by strangers. Tell everyone about you and ask if they know anyone that could use your service. Ask for a referral from an existing client

5) Start a website as a way to advertise you. Let your website work for you and your clients swap links. When making your own web site do some research on how to optimize your site so that you get a good ranking with a natural search. You do this by embedding smart key words. Your website could show your community involvement and you could have questions and answers on the site.

6) Look for websites that you can advertise for free. Advertise in the Yahoo local. Find free on-line classified web sites for your community. Typically the local chamber of commerce will offer such a service. You can advertise here for free: http://www.trafficswarm.com/go.cgi?48605
http://www.hits2u.com/?149843
http://goldbizz.localads.co.uk
http://www.koolplaz.com/
Post a link to your site for free where it is allowed
Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/...
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/

7) A Yellow page ad seems to work great also.

8) Try to get your local newspaper to do a free article on your business.

9) Sponsor local sport teams or ballparks that hang up banners. There are also inexpensive ways to advertise like a local penny saver newspaper, high school yearbooks and newspapers, etc.

10) Call radio show call in and contest and always answer or make the statement with "your name and company name and you have been working hard" free radio ads are great.

11) Telemarketing When its slow in the office go down the page of the yellow pages and just call each # and ask if they need any Janitorial work if you get a lead it may lead to a contract. I have a friend that does windshield replacements. On his call he asks if anyone there or if they know of anyone that needs a windshield replacement. If they say no, he says, “Thank you and states his company name”. He says he very rarely get a complaint or a hang-up.

Good luck!!!

Georgia Said:

I got this email yesterday, could you read it and tell me what you think?

We Answered:

You certainly have a magnificent career in either politics or fraud.

have a star