Sally Said:

oh my goodness what should i do??????

We Answered:

Talk to him first, there maybe more to it. i.e.maybe ur focusing on the possible threats and negativites cos u dnt wanna risk losing him.
but i do understand.
it is a tricky situation. if i was in that position i wont trust him, cos he lied. u shud probably give him one final chance. if he does anything wrong or acts suspicous, then i say u can tell him to leave. im sure u will find someone more reliable and honest.

good luck, hope i helped! <M>

Marjorie Said:

Term life insurance and Cash value life insurance?

We Answered:

Chances are, you're going to receive a majority of answers agreeing with the philosophy in your book because it is correct for most people most of the time. However, in many cases it can be dangerously wrong.

First of all, everyone's situation is different, with different circumstances and different goals. If the purpose of the coverage is definitely to pay a death benefit upon your death, no matter how far in the future that is, term coverage is not an option because it probably won't be in force when you die.

As far as cashing out a policy, your decision is based both on your goals and the math. An in-force permanent policy may, for many reasons, make the most sense kept in place. If it has been in force for more than a decade, there's a good chance that it is sufficient to sustain itself indefinitely without paying further premium. Such is the case with a whole life policy I own. I paid premiums for only about eight years, and it has shown sufficient performance and dividends that it will likely stay afloat the rest of my life (I'm 48 and healthy). At the very worst, it will become unsustainable, in which case I can resume premiums or convert it to many years of paid-up term.

Explaining every angle in response to your question would result in pages of information, none of it worthwhile because I don't know anything about you or your situation. You need to consult a properly qualified financial advisor or planner. This is NOT an insurance agent. Buy your home and auto coverage from a salesperson. Buy life insurance from, or under the supervision of, a financial professional.

Alfred Said:

Shipping For Dummies?

We Answered:

Visit http://bit.ly/4xYRN if you are interested in getting rewarded with Microsoft Points or XBL Gold Subscription Codes for doing short simple surveys.

Don Said:

My man plans on meeting someone when he goes out of town for business?

We Answered:

I think he is lying and was planning on meeting her.

I would get rid of him..he sounds like a dog.

Rafael Said:

Types of Refinancing?

We Answered:

Let's work it through. If the 1st company is a partnership, then why would the one partner agree to put up his cash when you're borrowing money. So, no that doesn't work.

If the 1st company is a corporation, then your shares of the corporation and your personal assets will be used to secure the loan. So, no, that doesn't work either.